Avail instant loan at attractive interest rates starting from 7.9% *p.a.
Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a home loan.
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About Home Loan.
For the acquisition or construction of a residential/commercial property, the bank/lender provides finances as a secured product is the Home Loan. You can also apply for a housing loan to buying a plot of land and constructing on it. Availing home Loans to extend/repair/renovate/ alter a new or pre-owned property is also possible.
The borrower needs to give security against the property to take the home loan. The lender takes conditional ownership over the property for this. I.e. the banker can even sell the property to retrieve the lent money if the borrower fails to pay back the loan.
Most lenders provide loans based on the estimated value after valuing the property independently. Frequently, the valuation becomes significantly lower than the actual cost and therefore the borrower's requirement goes up.
Indian Banks provide home loans up to a maximum of 80% * (90% * for loan amount below INR 20 lakhs) of the value of the property. The borrower can repay home loans in Equated Monthly Instalments (EMIs) spread over a fixed tenure.
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